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There's a lot to be worried about when you are a first time home buyer, especially if you are a young adult. College is over and the pressure is on - now it's time to figure out how to make things work. Luckily, there are many people who have been in the same spot who would love to help. That's why today we'll be answering some common questions we get from young people who need financial advice.- What's your advice for first time home buyers?
- If you are thinking about buying a home for the first time, you need to sit down and have a serious talk with a financial expert. You need to get ahead of the game - look at your personal finances and educate yourself.
- You have to make smart, common sense decisions. If a house is your top priority, forego the new car or any other expensive item you may want but don't need.
- What should I do about my student loans?
- Many recent graduates that are having trouble finding a job are struggling to pay back their student loans. Most federal loans are are difficult to deal with unless you can consolidate them. A credit counselor can help you organize a budget and pay off credit debt as well as suggest other ways to help you free up money and pay off student loans.
- How can CCCS help?
- There is currently a bill in congress that will help you with your student debt - if it passes. We keep an eye on the bigger picture for you and keep you informed.
- We can sit down with you and work out a budget. We can help you expand it or decide what you can live without.
- If you've driven up some loans or are having trouble making ends meet, now is a good time to come in and see a credit counselor. We give you options when it may seem you don't have any.
If you've thought about making a big financial decision for the first time, don't be afraid to seek help. We can help you choose priorities and make good decisions, simply give us a call or contact us on our website and we'll help make this new stage in life an exciting one!
